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Steps to Keep a Divorce Civil

When marriages break down and end in divorce, it's common for the split to be adversarial. Many California divorces are framed as a debate between who 'won" and 'lost" the division of property. But when a divorce devolves into a battle, more often than not both sides lose. However, it is possible to prevent a divorce turning into a war by working together. Here are a few tips that can help.

Tips for paying for a child's college education after divorce

The College Board reports that costs for college go up at least 3 percent every year. Despite these rising costs, most couples do not have a financial plan in case one dies or the two get divorced. California parents generally cannot be required to pay for a child's college education after divorce, but it may be an issue parents wish to address in the divorce agreement.

Research suggests divorce more likely when wives are ill

Couples tying the knot in California generally have a mutual desire to stick by one another no matter what life together brings. However, when serious health-related issues affect women, research suggests that their marriages may be more likely to come to an end. Multiple clinical studies have found that women diagnosed with cancer are at a higher risk for divorce than men with cancer. Results from another study show that women with stroke and heart problems are also more likely to see their marriages end than men with similar conditions.

DNA tests and child support

California residents who are concerned about child support should keep in mind that paternity tests are now a requirement in many cases. Paternity tests help resolve any questions of parentage and ensure that the correct father is responsible for child support. In some cases, DNA tests can also be used to relieve a man of his responsibility to pay child support.

Making financial plans to succeed after divorce

Spouses in California thinking about divorce may find themselves preoccupied with the financial consequences of their decision to end their marriage. Even after the emotional and practical issues associated with a split have been handled, the money aspects of divorce can linger for some time to come. However, by keeping some key guidelines in mind, people can help to protect their assets and continue to prepare to achieve their financial goals even as they proceed with a divorce.

The TCJA and divorce

California couples who are getting divorced should be aware of how the changes brought on by the passage of the Tax Cuts and Jobs Act can impact a marital separation. The new laws will institute changes in the treatment of child support and alimony that may result in divorces finalized after 2018 being more expensive.

For older adults, divorce affects health, social life, finances

Divorced people in California who are 50 and older may be a growing group, but they should be aware of the health problems that can be caused by the chronic stress that often accompanies divorce. Symptoms such as insomnia, anxiety and depression can worsen chronic health conditions including high blood pressure and diabetes, and people might also be more likely to engage in risky behaviors such as overeating and drinking too much. Healthy habits, such as exercising, may fall by the wayside.

Divorce and retirement

One of the casualties of divorce is often retirement assets. However, California spouses who get divorced and have to give up a significant amount of their retirement assets may be able to rebuild those assets so that their retirement plans can remain in place.

Student loan stress can contribute to divorce

While many people recognize the burden that student loan debt can place on millennials' financial lives, the burden that it can place on their relationships and marriages may be less well-known. Student debt can have a significant impact on people's plans for the future, and the numbers can be substantial. The average outstanding loan balance that borrowers have is $34,144, and that number is higher for the class of 2017. These graduates have an average educational debt load of $39,400. These amounts of debt can lead to a great deal of stress and pressure on the borrower as well as his or her relationships.

How child support and alimony is treated in bankruptcy

California residents and others who owe child support or alimony cannot use either Chapter 7 or Chapter 13 bankruptcy to get rid of it. However, Chapter 13 bankruptcy may allow a person to pay the debt over 60 months. A bankruptcy court may also analyze a divorce decree or similar court order and determine that what is classified as a domestic support obligation is labeled correctly.

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