Gumm & Green, LLP, Attorneys at Law
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October 2017 Archives

How can I stop creditors from harassing me?

If you are struggling with debt, behind on bill payments and not sure how you are going to pay your rent in California next month, chances are you are no stranger to creditor harassment. Creditors are known for being pushy and harassing when someone falls behind on payments to them. They may use all known contact information to get ahold of you so they can receive payment. 

Factors that may lead to divorce

Education, family history of divorce and even the cost of the wedding are among the factors that may affect the likelihood of divorce among California couples, according to a number of different studies. Couples who finish college are more likely to stay together longer than those who dropped out of college or only have a high school diploma. People whose biological parents divorced, even if they are adopted, are also more vulnerable to divorce. Finally, couples who spend less than $1,000 on a wedding have the lowest divorce rates while those who spend more than $20,000 have the highest.

Child support the most common reason for wage garnishment

A study released recently by a leading business services firm reveals that delinquent child support obligations are the most common reason for wage garnishments. According to the ADP Research Institute, about 7 percent of the workers in California and around the country have some sort of court-ordered payment deducted from their paychecks. The research was based on an analysis of the confidential payroll data of 12 million American workers.

Equifax changes Chapter 13 policy

Many people living in California struggle with debt and may seek a financial fresh start in the form of bankruptcy. One area that may give debtors some pause, however, is that of one's personal credit history. Many consumers believe that a bankruptcy can seriously damage their credit score and may scare off potential employers, landlords and insurance companies.

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