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December 2018 Archives

Consumer laws restrict abusive behavior among debt collectors

Missing loan payments can trigger debt collectors to contact people in California. These entities that pursue money for unpaid creditors have the right to contact people by mail, email, telephone and text message. Although debtors have obligations to pay their loans, consumer laws grant them some rights when interacting with collection agents.

How divorced parents should deal with the holidays

California is known for having some of the highest divorce rates in the nation. This means that many parents in the Golden State will have to deal with the reality of separated families during the holiday season. Even happily married couples admit that the holidays bring about a mixture of stress, excitement and anticipation that can cause strong emotions to flare up. For this reason, divorced parents should focus on looking out for the best interests of the children above everything else.

Bankruptcy refiling time restrictions

Technically, there are no restrictions on the number of times a person can file for bankruptcy. However, after a discharge in a Chapter 7 or Chapter 13 case, the bankruptcy petitioner may have to wait for a period of time before he or she can file for bankruptcy again. The time periods that apply to California filers vary based on the types of bankruptcy involved.

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