Gumm & Green, LLP, Attorneys at Law
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December 2017 Archives

Financial planning and divorce

When couples recite their marriage vows, most truly hope that the nuptials will last forever. Unfortunately, many California residents go through expected divorces. A new study shows that 65 percent of married couples do not have a financial plan in case of a spouse's death or divorce.

Tips to help divorced parents better navigate the holiday season

Some newly divorced and separated parents in California and throughout the nation may find it difficult to navigate the holiday season. Although parenting time with the children may already have been determined by agreement or by the court, some parents may be tempted to use the holiday schedule to "get back" at their exes. Rather than bad-mouthing the other parent or being rigid concerning visitation, parents might better serve their kids by keeping a few simple suggestions in mind.

Signs of parental alienation

When some California parents do not get along with the other parent, they may attempt to have the child spurn that parent. Known as parental alienation, this process occurs when a child turns away from one parent or attempts to completely end a relationship with them.

Avoid early IRA withdrawal fees in divorce

Retirement savings accounts have strict penalties built into them to prevent early withdrawals. Withdrawing money early could result in a lower standard of living during a person's retirement years. Since retirement accounts such as 401(k), IRA and pension plans may be considered community property in California, it's important for them to be divided properly in order to avoid such fees and tax penalties.

Divorce considerations for retirement

In California and around the country, an increasing number of people who are at or over the age of 50 are choosing to divorce. When people are thinking about getting divorced when they are near to retirement or after they retire, there are some important things that they should consider before they make the decision.

Senior debtors experience stress relief with bankruptcy filings

The recession of 2008 imposed financial difficulties on people in California, especially among those who are 65 years old and older. Approximately 8 percent of debtors seeking bankruptcy relief fall within that demographic. Medical debt represents the top reason seniors fall behind on their bills, and once collection agencies start to contact them, their stress rises significantly.

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